Friday, March 11, 2016

Age matters!!

Age- The age of the individual is a very important consideration in calculating number of work credits. (Older claimants are more likely to have worked longer, hence would have better chances of approval for benefits).
Age is divided into 3 categories.
  • Young individual - under age 50
  • closely approaching advanced age - (50- 54)
  • advanced age - age 55 or older (60 or older is considered "closely approaching retirement age)
Each individual in the category is treated equally. Which means that a 45-year-old is treated the same way as a 49-year-old, as per considerations for the age.Regardless if this, your case would still be unique based on the other factors considered in this process. 

In borderline situations, the age categories are not applied mechanically.


Borderline situations
Borderline situations are circumstances where a person has just a few months or days to their birthday. This could potentially boost the individual to a different category.